In Singapore, the licensed moneylending industry is regulated to ensure fair lending practices and consumer protection. One important aspect of this regulation is the Self-Exclusion Listing, which allows individuals to voluntarily exclude themselves from applying for unsecured personal loans from licensed moneylenders.

This article provides a summary of frequently asked questions (FAQs) regarding self-exclusion in Singapore’s licensed moneylending industry.

FAQ Summary:

1. Who Can Apply for Self-Exclusion?

Anyone, including foreigners living in Singapore, can apply for self-exclusion.

2. How Can I Register for Self-Exclusion?

You can register for self-exclusion via the MLCB (Moneylenders Credit Bureau) website using your SingPass.

If you don’t have a SingPass, you can visit the MLCB office in person to complete the registration.

3. Can I Withdraw My Self-Exclusion After a Certain Time?

Yes, after the minimum exclusion period expires, you can apply for withdrawal.

The minimum exclusion period varies: 1 or 2 years for Singapore citizens and permanent residents. 2 years for foreigners.

Self-exclusion remains in effect until it is withdrawn.

4. Can Someone Else Register Me for Self-Exclusion?

No, self-exclusion must be voluntary.

While third parties can assist with the application, the individual must sign the authorization form and consent to be self-excluded. Unauthorized submissions may be considered void.

5. What Are the Registration Fees?

Individuals with SingPass must pay SGD1.51 to register or withdraw from self-exclusion.

The fee is SGD2.60 for an authorized person registering or withdrawing on behalf of a foreigner without a SingPass. GST is included in both fees.

6. Can I Get a Copy of My Loan Information Report?

Yes, you can request a Loan Information Report, which will show the status of your self-exclusion listing and the minimum exclusion period.


Self-exclusion is a valuable tool for individuals in Singapore who wish to exercise greater control over their borrowing habits from licensed moneylenders. It offers a way to prevent oneself from taking on additional unsecured personal loans for a specified period.

If you’re considering self-exclusion, be sure to understand the minimum exclusion periods and the process for registration and withdrawal. It’s a proactive step towards responsible borrowing and financial well-being.

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