Struggling with Too Many Loan Repayments?
You are not alone. Many individuals in Singapore find themselves overwhelmed by multiple debts from various licensed moneylenders. If you’re struggling to keep up with different payment dates, high interest rates, and rising late fees — it’s time to consider a better alternative.
At Trillion Credit, we offer Debt Consolidation Loans (DCL) — a powerful and flexible solution that simplifies your financial life without the legal limitations of a Debt Repayment Scheme (DRS).
✅ What Is a Debt Consolidation Loan (DCL)?
A DCL combines all your existing debts from licensed moneylenders into a single manageable loan. Instead of juggling multiple repayments, you only need to focus on one fixed monthly payment — usually at a lower interest rate and over a longer repayment period.
✅ Why Choose DCL Over DRS?
| Features | Debt Consolidation Loan (DCL) | Debt Repayment Scheme (DRS) |
| Control Over Terms | ✔ Flexible repayment terms you negotiate | ❌ Fixed terms imposed by the OA |
| Credit Impact | ✔ Improves your credit profile | ❌ Damages your credit profile as it involves court proceedings & public record |
| Eligibility | ✔ Based on your licensed moneylender debts | ❌ Only applicable if debt is between $15K–$150K |
| Speed of Approval | ✔ Fast, simple, and private | ❌ Slower and requires official documentation |
| Privacy | ✔ Fully confidential | ❌ Subject to court disclosure and public visibility |
💡 Real Benefits of a DCL with Us
- One loan, one monthly repayment
- Lower total interest payable
- No need to go through court
- Improve your credit health over time
- Remain in control of your financial decisions
📢 Who Should Consider a DCL?
You should consider a DCL if:
- You have multiple active loans from licensed moneylenders
- Your monthly repayments are too high
- You are not yet bankrupt or under DRS
- You want a faster, more private way to regain control
👨💼 Case Example: Firdaus’s Journey
Firdaus had 4 active loans from different licensed moneylenders, totaling over $24,000. Each month, he was paying nearly $3,300 in repayments — and still falling behind. After switching to a Debt Consolidation Loan, his total monthly repayment dropped to $1,450, giving him room to breathe and rebuild.
“The DCL saved me. No court, no embarrassment, just a straightforward loan that helped me move forward.” – Firdaus, 34, Operation Executive
🛡️ Regulated, Legal & Safe
We are a Ministry of Law–licensed moneylender. All our loans follow the regulations set by the Registry of Moneylenders. No hidden charges, no harassment — just real help.
🔍 Search No More: Get Help Today
If you’ve been Googling terms like:
- “How to settle multiple licensed moneylender loans”
- “DRS vs debt consolidation Singapore”
- “Private alternative to DRS”
… you’re in the right place.
📞 Speak to our Loan Consultant or Apply Now
Take the first step towards freedom.
✅ 100% confidential
✅ No obligation consultation
✅ Fast response within 24 hours
📱 Call us at 65090111
📝 Or apply now at https://trillioncredit.com.sg/apply-for-loan/
Ready to Take Control of Your Finances? Contact Us Today!
