We keep it simple with a fixed rate

Receive a guaranteed fixed rate and fixed monthly payments on your personal loan, and plan an effective budget with no surprises.

Reduce the debts, finance your home improvements, start a business, plan a wedding, or pursue that university degree—whatever your goals may be, our Personal Loans can help you get there.

Our promise: No hassle

Our Personal Loans are designed with you in mind:

• Flexible loan amounts tailor-fitted to your needs
• Flexible payment terms
• Fixed rate guarantee—pay the same amount from month to month
• Convenient Payment Options: Cash, Cheque, Fund Transfer and Giro


• Full-Time Employment
• Age above 21 years old and below 60 years old
• Singaporean / Permanent Resident / Foreigner with either S-Pass or Employment Pass


Documents require for Loan Application

(For Singaporeans & PR)

• Latest 6 months Payslip
• CPF Contribution Statements
• Income Tax Statements
• Latest Bill stating your residential address

(For Foreigner working in Singapore)

• Passport
• Valid Work Pass (S-Pass or Employment Pass)
• Latest 6 months Payslip
• Employment Contract / Appointment Letter
• Tenancy Agreement (For proof of address)
• Latest HP / utilities bills or Bank statement