Frequently Asked Questions
How much can I apply?
| Borrower’s annual income | Singapore Citizens and Permanent Residents | Foreigners residing in Singapore |
| Less than $10,000 | $3,000 | $500 |
| At least $10,000 and less than$20,000 | $3,000 | |
| At least $20,000 | 6 times monthly income | 6 times monthly income |
- Borrow an amount you need and are comfortable to pay within the loan tenure.
Can I apply for a loan after my existing loan is fully settled?
Yes, you may do so after you make your payment via fund transfer/cash deposit for your loan to our bank account.
Note: All loan with us is subject to approval. You have to fill up the application form again for us to check for approval together with your supporting documents.
Can I apply for a new loan immediately after I fully settled with a cash payment?
No, you need to fully settle the loan via fund transfer/cash deposit to the bank.
If I settle my loan with cash over the counter, when can I apply again?
You can apply again on the next working day.
How to use the Cash Deposit Machine at Bank?
INSTRUCTION FOR POSB/DBS CASH DEPOSIT WITHOUT BANK ACCOUNT
1.Press START DEPOSIT
2.Select a Language (ENGLISH)
3.Select type of account you wish to deposit (Choose DBS AUTOSAVE/CURRENT)
4.Enter Account Number (066-XXXXXX-7)
5.Enter your NRIC/PASSPORT NUMBER
6.Enter your phone number
7.Place your cash into the machine and select START
8.Take the receipt & send us via WhatsApp
Using of Singtel Dash Transfer Services?
With effect From 11March2019, Singtel Dash had stopped this services. Please do not top-up dash to repay your loan.
How to apply for a Domestic worker loan?
You only need a valid work permit.
How to apply for Foreigner loan?
- Latest 3 month pay slip
- Work permit, Valid Work Pass (S-Pass or Employment Pass)
- A Latest Bill stating your residential address (etc: Bank Statement, Utilities Bill, Mobile Bill, Dormitory Card, HR Letter)
What is your operation hours?
Monday to Sunday: 10am to 7pm
Are you open on Public Holidays?
Yes, we open daily.
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