Struggling with too many loans? A debt consolidation plan is what you need.

Debt consolidation is a process that help you to combine all your smaller loans or debts into a single loan for easier repayment and lower interest rate.
It saves you from all the troubles in managing multiple payments with various moneylenders and allows you to focus on servicing one loan with single monthly repayment in a longer tenure.

What is a Debt Consolidation Loan?
Debt consolidation loan plans in Singapore are a smart and savvy way to save money and achieve a lower interest rate across all your loans.
Debt consolidation plans make your life much easier as it combines all credit card debt and loan into one fixed monthly repayment. This will decrease the chances of missing out payments and allows borrowers to reorganize and manage their finances.
Debt consolidation plans also provide better interest rates and longer loan tenures so that individuals can comfortably repay their loans, hence taking them out of the vicious cycle of debt.

In Singapore, debt consolidation plans were introduced in 2017 to help Singaporeans and permanent residents who are struggling with multiple unsecured debt.
The debt consolidation loan will help manage your debt better, consolidating it in one payment. You can also pay in smaller monthly installments as your debt is in consolidation, so there is only one amount, and it extends your payment terms up to 3 years.

Do be clear that a debt consolidation loan is not for reducing or getting rid of your debt at once.
It is meant to help you pay off your debts in an easier and more manageable way. The consolidation of all your debt into one is still the same total amount you borrowed.

As with other loans, you will need to pay your monthly repayments on time otherwise you will face penalties and fees. Legal action may also be imposed upon you, which may lead to heavy consequences.

Why Debt Consolidation is Important
People who have borrowed money from many different moneylenders often trapped in a vicious cycle to borrow and repay the outstanding loans.
Debt can easily builds up in a short span of time until it causes not only financial problem but also psychological stress.
Our experienced and professional Loan Consultant at Trillion Credit Solutions is here to offer you advice to restore your financial stability and give you a peace of mind.
After a one-to-one consultation, we will work out a realistic repayment schedule based on your financial status and situation and put an end to your debt repayment cycle.

Taking up a Debt Consolidation Loan is absolutely an effective way to pay off all your massive debt in a more manageable way.

The benefits include:
1. Comfortable and flexible monthly repayment
2. Lower interest rate
3. Longer tenure period
4. Stress reduction
5. Stop collectors’ calls
6. Credit score recovery

Wait no further. Contact us and let us be your one stop credit solution.

Securing your Confidentiality
Trillion Credit guarantees high security standards and robust procedures to safeguard your loan applications and personal information. The integrity of your data will be well-preserved and kept strictly private and confidential.

How much can i borrow?
Trillion Credit’s Debt Consolidation Loan Amount is dependent on your current outstanding unsecured loans from Licensed Moneylenders.

Will my loans be approved if i have a bad credit history?
Banks usually have high approval criteria, and commonly reject loan applications due to past credit history and the consequent bad or low credit rating.
For us, we conduct an evaluation of your capability to repay the loan depending on your current financial condition.
In other words, the assessment is not solely based on your credit history.
In general, you only need to prove your intention and that you have a steady source of income to repay the loan.

How long will it take to get my Debt Consolidation Loan application approved?
The loan application process for a Debt Consolidation Loan is not as straightforward.
Each individual’s debt situation and outstanding amount may be different, so there is a myriad of factors to consider.
Generally, there is more paperwork and underwriting required for Debt Consolidation Loans.
But fret not, our team is comprised of highly skilled empathetic professionals, strategically trained to answer all your questions and provide the most fitting solutions.
Kindly reach out for us to understand your situation better and dispense appropriate advice.

• Minimum Age: 18 years old
• Has a Source of Fund / Income
• Singaporean / Singapore Permanent Resident / Foreigner on a Valid Pass

Documents require for Loan Application
(For Singaporeans & PR)

• NRIC / Passport
• Valid Singpass to access (CPF / IRAS / HDB)
• Any other documents of Fund / Income Proof (e.g. Employment Contract, Commision Slip, Insurance Payouts, etc.)

(For Foreigner working in Singapore)

• Valid Pass (Dependent Pass / Long Term Visit Pass / Work Permit / S-Pass / Employment Pass)
• Valid Singpass
• Latest 3 months Payslip
• A Proof of Residential Address (e.g. Tenancy Agreement or Latest HP / Utilities / Tax Bills or Bank statement, etc.)

List of Outstanding Loans from other Licensed Moneylenders

To inquire on your eligibility, feel free to call us at 65090111 or email us at for a simple check.