Frequently Asked Questions

Can I apply a loan after existing loan is full settled?
Yes, you may do so after you done fund transfer/cash deposit for your loan to the bank.

Note: All loan with us is subject to approval. You have to fill up the application form again to find out the result.

 

Can I apply for a new loan after full settled with cash?
No, you need to full settle the loan via fund transfer/cash deposit to the bank.

 

If I settle the loan with cash over the counter, when can I apply again?
You can apply again on the next working day.

 

How much can I apply?

  • Borrow an amount you need and comfortable to pay within the loan tenure.
  • Borrower’s annual income Foreigners residing in Singapore
    Less than $10,000 $1,500
    At least $10,000 and less than $20,000 $3,000

 

How to use the Cash Deposit Machine at Bank?

INSTRUCTION FOR POSB/DBS CASH DEPOSIT WITHOUT BANK ACCOUNT
1.Press START DEPOSIT
2.Select a Language (ENGLISH)
3.Select type of account you wish to deposit (Choose DBS AUTOSAVE/CURRENT)
4.Enter Account Number (066-9038127)
5.Enter your NRIC/PASSPORT NUMBER
6.Enter your phone number
7.Place your cash into the machine and select START
8.Take the receipt n sent us via WhatsApp

 

Using of Singtel Dash Transfer Services?
With effect From 11March2019, Singtel Dash had stopped this services. Please do not top-up dash to repay your loan.

 

How to apply for a Domestic loan?
First timer, you need your employment contract and a valid work permit.

 

How to apply for Foreigner loan?

  • Latest 3 month pay slip
  • Work permit, Valid Work Pass (S-Pass or Employment Pass)
  • A Latest Bill stating your residential address (etc: Bank Statement, Utilities Bill, Mobile Bill, Dormitory Card, HR Letter)

 

What is your operation hours?
Monday to Saturday: 10am to 7pm
Sunday: 8am to 6pm

 

Are you open on Public Holidays?
Yes, we open daily.